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A lot of wealthy investors don’t sell investments when they need cash. They borrow against them
A lot of wealthy investors don’t sell investments when they need cash. They borrow against them. But… This strategy can backfire fast if markets drop. 🎥Highlights from today’s video: Investment portfolios can be used as collateral for loans. This is often called securities-backed lines of credit. That means investors can access liquidity Without selling appreciated assets. • No capital gains triggered • Investments stay invested • Cash can often be accessed quickly This is one reason portfolio leverage shows up frequently in real estate purchases and bridge financing. But…. Leverage always cuts both ways. If markets fall, lenders can require you to add collateral or repay part of the loan. And interest rates can be much higher than people expect. Today’s video breaks down who this strategy works best for, and when it doesn’t. #WealthStrategy #SmartMoneyMoves #FinancialPlanning #HighNetWorth #InvestingStrategy #LiquidityPlanning #WealthManagement #PersonalFinanceTips #FinancialAdvisor
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